Fences & Flowers

The CB Bain Blog

Late boomers, like myself, are busy people. We’re still raising kids or about to send them off to college. Many of us are at the apex of our careers or juggling fast-paced schedules at home for everyone in the family. Adding to the fever pitch, we’re often already caring for aging parents.

I just heard from my longtime pal, Steve, who shared the news that he and his wife had just sold their beautiful houseand would be moving in three weeks. I was surprisedto hear this because theirsweet little bungalow was their empty-nester home, the smaller place they’d down-sized into after their kids had grown and gone and begun families of their own. Plus, Steve’s green thumb had turned the yard into a real standout. But things change and now, to be nearer the grandkids, a move was in order.

When I decided to sell my beloved first house in late 2009 it wasn’t a particularly good time. We were a year into the Great Recession and home prices were down. Way down. Having owned the house for 14 years and substantially improved it, I still made a handsome profit on its sale. But had I waited a few years my proceeds would have been greater. On the other hand, lower home prices meant I got a smoking deal on the house I bought, which wouldn’t have happened even a year later and would be unimaginable in today’s red-hot market.

You may have heard new acronyms thrown around in the media recently – CFPB, TRID, RESPA, and TILA – and wondered what they are and if they will have any impact on you. If you plan on buying or selling a home in the future, you will want to pay close attention to the new regulations aimed at the home loan and closing processes.

The luxury real estate market in Seattle is heating up, and it's not the first time. By the turn of the 20th century, the gold rush had brought tens of thousands to the area; families seeking wealth, and merchants all wanting their piece of Klondike gold. Now, top employers like Boeing, Microsoft, and Amazon.com, as well as Silicon Valley tech firms expanding, are boosting the Emerald City’s popularity once again, and folks are flocking to the beautiful Pacific Northwest in record numbers.

Making an offer on a home is exciting and scary, especially in the current seller’s market in Seattle. In a market where almost every home is getting dozens of offers, standing out as a buyer can be challenging, and stressful. But there are simple and innovative ways to woo the seller!

Summer’s heating up in more ways than one. In most areas of the country the real estate market is red-hot: inventory is low, prices are going up and everybody’s chasing the same American Dream – a three-bed, two-bath, single-story house with an open floor plan.  

Spring has officially sprung in the real estate world. Buyers are ready, willing, and able. Interest rates are low. People are feeling optimistic about the economy. Here’s the rub… there is a huge shortage of homes available to buy.



In 1995 I had $5,000 and a dream: I wanted to buy a house. I didn’t know anything about closing costs, home inspections or other fees associated with buying, but I knew I had enough for a down payment on a modest home. Washington state had a program for first-time buyers like me that offered below-market interest rates and 3% down payments; the program also required recipients to attend an eight-hour homeowner’s class to familiarize us with the reality of no longer being a renter.

Most people struggle to find balance in their daily lives - then throw in having your home on the market during the holidays, and you may feel like you’ve entered the Danger Zone. But while you might be ready to throw in the towel, I am here to encourage you to keep your home on the market (or list it) during the holiday season.



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