Fences & Flowers

The CB Bain Blog

How much is enough when it comes to investigating what will most likely be your largest financial investment?

Mar 4, 2016

Written by:

Robyne Curry

When I attended a small, private college years ago, it was common then to prefer a more intimate environment for higher education, a place where students would be more than “just a number.” Funny to think about that now, when so much of my identity is determined by a random cluster of numerals, whether it’s my Social Security number, my employee number or even my credit card number.

Mar 2, 2016

When buying a home, we all know that’s it’s important to have good credit. You’ll get a better interest rate, qualify for more types of loans, and be a stronger purchasing candidate. And when it’s a sellers’ market, putting your best foot forward when making an offer can be the difference between winning and losing in a multiple offer situation.

Feb 16, 2016

Written by:

Robyne Curry

Oh, the joys of home owning! Walls you can paint any color you like, back yard barbecues all summer long, snow to shovel all winter long and plumbing problems you get to fix yourself. Well, whatever the reason(s) that drew you to get a mortgage and buy a house, you can take comfort in knowing that the cash flowing out of your wallet is not headed down a one-way street. Even if it seems so.

While we can’t control the kind of real estate market we are in, we can control the brand and agent that we use when buying or selling our home – the largest financial investment most of us have. Discount brokerages and independent companies pop up when the market is strong; and oftentimes they will entice home sellers to work with them for lower fees. If you’re thinking of selling your home, regardless of the market conditions, brand matters.

In December of 2015, Redfin rolled out its new Automated Valuation Model (AVM) tool, otherwise known as the “Redfin Estimate”, to compete with Zillow’s AVM tool, the “Zestimate”, plus others. It’s been over 10 years in the making, and Redfin wanted to get it right.

Pity poor January. It comes on the heels of December, with its twinkly lights, festive sounds and all-around merrymaking – there’s no way Janus’ namesake could compete with that. Plus, for those of us in the northern part of the Northern Hemisphere, the weather’s usually lousy. There’s just no win here for poor January.

To most people REALTOR® and Real Estate Broker/Agent are one in the same. But there are some distinct characteristics between the two that can make big differences to consumers, whether buyers or sellers.

Congratulations! You’ve been pre-qualified by your mortgage lender. Or is it pre-approved? It doesn’t really matter does it? What’s the difference, right?

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